I’m all for attracting wealth and abundance. But like many people, I used to think money affirmations were a little bit crazy. They couldn’t work, could they? I’ve come to believe that they can. At their heart, affirmations are just a consistent stream of thoughts directed toward a particular outcome. And our thoughts have power. […]
How to Pay Off Student Loans Fast: 13 Actionable Tips
No matter how much student loan debt you have, paying it off just isn’t fun. Sure, there’s a sense of accomplishment in watching the balance come down, but it’s hard to feel like you’re getting anything in return. Standard repayment plans can go on for decades. Its hard to plan for the future when a […]
125+ Free or Cheap Date Night Ideas
Looking for new date night ideas? Whether you’re planning a big night out or a quiet evening in, I hope you find some date night ideas on this list that spark your creativity. Sometimes it can be hard to balance your desire to stick to a budget with your wish to treat your partner. Date […]
Travel on a Budget: 65+ Genius Ways to Stretch Your Travel Budget
Do you love to travel, but struggle to fit it into your budget? You’re not alone. Learning to stretch your funds and travel on a budget can help you increase the quantity and/or quality of your trips. And traveling on a budget can mean very different things to different people. Whether your personal travel style […]
How I Paid Off $100k+ in Student Loan Debt
In June of 2012 my student loan debt balance stood at $158,716.50. I’d graduated from a top MBA program a few years before, only to struggle to find steady full-time employment during the recession. Once I landed a job that felt stable, I finally gathered the courage to add everything up and see where I […]
New Beginnings
As spring approaches, it’s a time of new beginnings around the Cents household. Some chosen, some unexpected. A few weeks ago, I was laid off from my corporate job. I accepted an opportunity in a new industry a few years back and devoted myself to learning and growing in a different field. I wasn’t sure […]